If you’ve just received a CFNA credit card or are thinking about applying, you’re probably wondering, “Who accepts CFNA credit card?” This card, designed for auto-related expenses, is a handy tool for car owners but comes with specific limits on where it can be used. In this beginner-friendly guide, we’ll break down exactly where you can use your CFNA card, what you can buy, and how to make the most of it. Whether you’re facing a tire replacement or routine car maintenance, understanding CFNA card acceptance locations will help you plan your spending wisely.
What Is a CFNA Credit Card?
Issued by Credit First National Association (CFNA)
The CFNA credit card, issued by Credit First National Association (CFNA), is a private-label credit card created specifically for automotive services. Unlike general-purpose cards like Visa or Mastercard, this tire and auto repair card is designed for use at specific auto service chains, primarily those tied to Bridgestone. It’s often marketed as the Firestone credit card because it’s heavily associated with Firestone Complete Auto Care. If you’re a car owner who frequently needs repairs, tires, or maintenance, this card can be a convenient way to manage those costs, but it’s not accepted everywhere.
Who Accepts CFNA Credit Card?
Accepted Auto Service Chains
The CFNA credit card is accepted at several well-known auto service chains, primarily those owned by Bridgestone. Here’s a list of the main CFNA card acceptance locations:
- Firestone Complete Auto Care: The primary retailer for the CFNA card, with thousands of locations nationwide offering tires, repairs, and maintenance.
- Tires Plus: Another Bridgestone-owned chain where you can use your CFNA card for tire purchases and auto services.
- Wheel Works: A California-based auto service chain that accepts the CFNA card for similar services.
- Hibdon Tires: Operating in Oklahoma, this chain is part of the Bridgestone network and accepts the card.
- Other Bridgestone-Affiliated Chains: Smaller or regional Bridgestone-owned service centers may also accept the CFNA card. Always confirm with the specific location.
To find out exactly who accepts CFNA credit card near you, check with local Bridgestone-affiliated shops, as acceptance is limited to this network.
Not Accepted Everywhere
The CFNA card is not a general-purpose credit card, so it has strict limitations. You cannot use it at:
- Gas stations
- Restaurants
- Online retailers
- General stores like Walmart or Target
- Auto shops outside the CFNA merchant network
This card is purpose-built for vehicle-related expenses, such as tire purchases and auto repairs, so don’t expect to use it for everyday shopping or non-auto-related services.
What Can You Buy with a CFNA Card?
The CFNA credit card is tailored for automotive needs, making it a great option for car owners. Here’s what you can purchase at participating locations:
- Tires, including installation and balancing
- Brake repairs and replacements
- Oil changes and routine maintenance
- Car batteries
- Engine diagnostics and repairs
- Wheel alignment, shocks, and struts
- General auto repair services offered by Bridgestone-affiliated shops
These services make the CFNA card a go-to choice for drivers who want to spread out the cost of car maintenance over time, especially with promotional financing offers.
How to Find a Location That Accepts CFNA Credit Card
Finding CFNA card acceptance locations is straightforward if you know where to look. Here are the best ways to locate a retailer that accepts your card:
- Use the CFNA Store Locator: Visit www.cfna.com and use the store locator tool. Enter your ZIP code to find nearby Firestone, Tires Plus, or other Bridgestone-affiliated shops.
- Call Ahead: Contact local auto service centers and ask, “Do you accept the CFNA credit card?” This ensures you’re not wasting a trip.
- Focus on Bridgestone Chains: Most Firestone, Tires Plus, Wheel Works, and Hibdon Tires locations are part of the CFNA merchant network.
- Check for Regional Affiliates: Some smaller Bridgestone-affiliated shops may also accept the card, but always verify before visiting.
By using these methods, you can confidently find a location that accepts your CFNA card for your next tire purchase or car repair.
Benefits of the CFNA Credit Card
The CFNA credit card offers several perks that make it appealing for car owners who frequently visit Bridgestone-affiliated shops. Here are the key benefits:
- Promotional Financing Offers: For purchases of $149 or more, you may qualify for 0% interest if paid in full within six months (terms apply, so read the fine print).
- No Annual Fee: You won’t pay a yearly fee to keep the card active.
- Easy Approval Process: The card is often accessible to people with fair or average credit, making it easier to qualify than some major credit cards.
- Online Account Management: Track your balance, make payments, and monitor transactions through CFNA’s user-friendly website or mobile app.
- Exclusive Cardholder Deals: Some Firestone and Tires Plus locations offer discounts or special promotions for CFNA cardholders.
These features make the CFNA card a practical choice for managing auto-related expenses, especially if you’re a regular at Firestone or Tires Plus.
Limitations of the CFNA Card
While the CFNA card has its advantages, it also comes with some drawbacks. Here’s what to keep in mind:
- Limited to CFNA Merchant Network: You can only use the card at Bridgestone-affiliated auto shops, so it’s not versatile for other purchases.
- Not a Visa or Mastercard: Unlike general-purpose credit cards, the CFNA card can’t be used for everyday expenses like groceries or gas.
- High Interest Rates: If you don’t pay off your balance during promotional periods, the interest rate can be steep (often 22–29%, depending on terms).
Understanding these limitations will help you decide if the CFNA card fits your financial needs and spending habits.
FAQs About Who Accepts CFNA Credit Card
Can I use my CFNA card outside of Firestone?
Yes, but only at Bridgestone-affiliated auto service chains like Tires Plus, Wheel Works, and Hibdon Tires. Always confirm with the store before using your card.
Is CFNA accepted online?
No, the CFNA card is not accepted for online purchases, even at Firestone or Tires Plus websites. It’s designed for in-store transactions at participating locations.
Can I use a CFNA card for gas?
No, the CFNA card cannot be used at gas stations. It’s strictly for auto repair services, tires, and maintenance at CFNA merchant network locations.
Conclusion
The CFNA credit card is a valuable tool for car owners who frequently visit Firestone Complete Auto Care, Tires Plus, Wheel Works, or other Bridgestone-affiliated auto service centers. If you’re wondering, “Who accepts CFNA credit card?” the answer lies in these trusted auto shops, where you can cover tires, repairs, and maintenance. Before applying, use the CFNA store locator at www.cfna.com to verify locations near you. Always review the card’s terms, especially for promotional financing, to avoid high interest rates. For drivers who prioritize vehicle upkeep, the CFNA card can be a smart way to manage those costs efficiently.