Many credit card users have recently noticed a charge labeled “Yoga Craving” appearing on their statements — often without recognizing the merchant. This can cause confusion and concern, especially if you haven’t purchased anything related to yoga, wellness, or fitness.
In this guide, we’ll explain what the Yoga Craving charge might be, how to verify its legitimacy, and what steps to take if it’s unauthorized.
What Is the Yoga Craving Charge on Your Credit Card?
A charge from Yoga Craving typically appears when a transaction is made with a yoga-related merchant, fitness subscription, or wellness platform that uses that billing descriptor.
However, if you do not recall making any recent purchase related to yoga or wellness, the charge could be:
- A subscription renewal for an online yoga class or wellness app
- A purchase from an affiliate brand that uses “Yoga Craving” as a billing processor
- A potential unauthorized transaction from a third party using your card details
💡 Note: The merchant name on your credit card statement doesn’t always match the website or service you used.
Possible Legitimate Sources of the Yoga Craving Charge
Before assuming fraud, consider these possibilities:
- 🧘 You recently signed up for an online yoga or meditation class
- 🛒 You bought a yoga mat, fitness gear, or wellness supplement online
- 📱 You subscribed to a mobile yoga or mindfulness app (like Calm, Down Dog, or Yoga Go) that bills under a third-party name
- 💳 A family member or partner used your credit card for a yoga-related purchase
Always check with household members first before disputing the transaction.
How to Verify the Yoga Craving Charge
1. Check Your Email and Purchase History
- Search for receipts or confirmation emails from yoga or wellness businesses.
- Use keywords like “Yoga Craving,” “yoga,” or “subscription.”
2. Look at the Charge Details
- Log in to your credit card account and click the transaction.
- Note the transaction date, amount, and merchant ID.
3. Google the Merchant Name and Descriptor
- Search for “Yoga Craving charge” online to see if other users have reported similar activity.
4. Contact the Merchant (If Available)
- If a contact number or website is listed next to the charge, reach out directly to confirm the purchase.
5. Call Your Credit Card Issuer
- If you can’t verify the charge, call your card’s customer service immediately to report or dispute it.
How to Dispute a Yoga Craving Charge on Your Credit Card
If the charge appears unauthorized or fraudulent, follow these steps:
Step 1: Contact Your Bank or Credit Card Issuer
- Explain that you don’t recognize the charge and request to file a billing dispute.
- Visa, Mastercard, Amex, and Discover all offer zero liability protection for fraudulent transactions.
Step 2: Block or Replace Your Card
- Ask your issuer to cancel the compromised card and issue a new one to prevent future unauthorized charges.
Step 3: Monitor Your Statements
- Keep an eye on all future transactions for unfamiliar activity.
Step 4: File a Complaint (if recurring or scam-related)
- Federal Trade Commission (FTC) – ReportFraud.ftc.gov
- Consumer Financial Protection Bureau (CFPB) – consumerfinance.gov
How to Stop Future Yoga Craving or Similar Charges
- Turn off auto-renewals on wellness or subscription platforms you no longer use.
- Use virtual cards (from Capital One, Revolut, or Citi) for trial subscriptions.
- Review your credit card statement monthly for unfamiliar merchant names.
- Set up transaction alerts via your banking app.
Signs the Yoga Craving Charge Might Be Fraudulent
You may be facing a scam or card compromise if:
- You never signed up for any yoga or wellness service
- The merchant name has no official website or contact info
- The charge amount is unusually small ($1–$10) — a common test transaction for scammers
- You’re charged multiple times by the same or similar merchants
If any of these apply, contact your card issuer immediately to block your card and dispute the charges.
U.S. Consumer Rights for Unauthorized Credit Card Charges
Under the Fair Credit Billing Act (FCBA), you’re legally protected from unauthorized charges:
- ✅ You’re not responsible for more than $50 of fraudulent transactions (and most issuers waive even that)
- ✅ You can dispute billing errors within 60 days of the statement date
- ✅ Banks must acknowledge your dispute within 30 days and resolve it within two billing cycles
Contact Numbers for Major Credit Card Issuers
If you suspect fraud, contact:
- Chase: 1-800-432-3117
- Bank of America: 1-800-732-9194
- Capital One: 1-800-227-4825
- Citi: 1-800-950-5114
- American Express: 1-800-528-4800
- Discover: 1-800-347-2683
FAQs About Yoga Craving Credit Card Charge
1. What is the Yoga Craving charge on my credit card?
It’s likely a yoga or wellness-related transaction or subscription. If you don’t recall it, it may be an unauthorized charge.
2. Is Yoga Craving a legitimate company?
As of 2025, limited verified information is available. Always check your bank or merchant directly before assuming legitimacy.
3. Can I get a refund for the Yoga Craving charge?
Yes. If unauthorized, your card issuer can reverse the transaction after investigation.
4. How can I prevent similar unknown charges in the future?
Use virtual cards, disable auto-renewals, and review statements regularly.
5. Should I cancel my credit card?
If you notice multiple unknown charges or suspect your card data was stolen, request a replacement immediately.
Conclusion
If you’ve spotted a Yoga Craving charge on your credit card and don’t recall making the purchase, take quick action. Start by checking your email receipts and account history, then contact your credit card issuer if you suspect fraud.
Monitoring your credit card statements closely, using secure payment methods, and addressing unfamiliar charges promptly can save you from larger financial issues. Never ignore small or suspicious transactions — they could signal a more serious problem.
Emma Rose is a U.S.-based personal finance writer and a regular contributor at Cardix.us. She focuses on topics like credit cards, credit scores, and everyday money management. Emma’s writing makes complex financial concepts simple and practical, helping readers make smarter credit and spending decisions with confidence.