Are you a craft enthusiast wondering, “Does Hobby Lobby have a credit card?” You’re not alone! Many DIY lovers and hobbyists want to know if Hobby Lobby offers a store-branded credit card to earn rewards or finance their creative projects. As a trusted guide to in-store payment options, I’m here to clarify Hobby Lobby’s credit card status and share the best ways to pay for your crafting hauls. Whether you’re stocking up on yarn, paint, or seasonal décor, this blog post has you covered with clear, consumer-friendly answers and tips tailored for U.S. shoppers.
Does Hobby Lobby Have a Credit Card?
The short answer to “Does Hobby Lobby have a credit card?” is no, Hobby Lobby does not currently offer a store-branded credit card. In the past, Hobby Lobby partnered with U.S. Bank to offer a Hobby Lobby Visa card, which allowed customers to earn rewards on purchases. However, according to sources like WalletHub and MyFICO Forums, this card is no longer available for new applications. The program has been discontinued, and Hobby Lobby has not announced plans to introduce a new Hobby Lobby store credit card. If you’re looking for the U.S. Bank Hobby Lobby card, you’ll find that it’s no longer an option for shoppers.
While this might disappoint craft lovers hoping for exclusive rewards, don’t worry—Hobby Lobby still offers plenty of payment flexibility to make your shopping experience smooth and budget-friendly. Let’s explore what payment methods you can use at Hobby Lobby.
What Payment Methods Are Accepted at Hobby Lobby?
Hobby Lobby makes it easy to pay for your crafting supplies, whether you’re shopping in-store or online at hobbylobby.com. Here’s a breakdown of the payment options available:
- In-store and online payments:
- Visa
- MasterCard
- Discover
- American Express
- Hobby Lobby gift cards
- Online-only payments:
- PayPal
- Apple Pay
These options give you plenty of flexibility to use your preferred payment method. For example, you can swipe your favorite rewards credit card to earn cashback or points on every purchase, or use a Hobby Lobby gift card for a budget-friendly way to shop. According to Hobby Lobby’s official website and The Sun, these payment methods are widely accepted across their 900+ U.S. stores and online platform, ensuring a seamless checkout experience.
If you’re shopping online, PayPal and Apple Pay add extra convenience, especially for mobile users. Just note that Hobby Lobby does not accept checks or other niche payment methods, so stick to the options listed above for a hassle-free transaction.
Why the Hobby Lobby Credit Card Is No Longer Available
You might be wondering why the Hobby Lobby Visa card is no longer an option. The U.S. Bank Hobby Lobby card was discontinued, and new applications are no longer accepted. Sources like MyFICO Forums and commercebank.com indicate that Hobby Lobby’s partnership with U.S. Bank ended, though specific reasons for the discontinuation aren’t publicly detailed. WalletHub confirms that there are no current offers or applications available for a Hobby Lobby store credit card, and Hobby Lobby’s website does not mention any plans to relaunch a credit card program.
This shift might reflect a broader trend among retailers moving away from store-specific credit cards due to high operational costs or changing consumer preferences. For now, Hobby Lobby is focusing on offering flexible payment methods rather than a branded credit card. But don’t worry—there are still plenty of ways to save on your crafting purchases, which we’ll cover next.
Alternatives for Repeat Hobby Lobby Shoppers
Just because Hobby Lobby doesn’t offer a Hobby Lobby credit card application doesn’t mean you can’t maximize savings on your DIY projects. Here are some smart alternatives for frequent Hobby Lobby shoppers:
- Use general rewards credit cards: Choose a credit card that offers 1–5% cashback or points on retail purchases. For example:
- Cards like the Chase Freedom Unlimited or Citi Double Cash provide 1.5–2% cashback on every purchase, including at Hobby Lobby.
- If you prefer travel rewards, cards like the Capital One Venture let you earn points you can redeem for trips to craft fairs or art retreats.
- Check with your card issuer for seasonal bonus categories that might include hobby or retail stores.
- Hobby Lobby gift cards: Gift cards are a great way to budget for big projects. You can purchase them in-store or online at hobbylobby.com in various denominations. They’re also a perfect gift for the crafty people in your life!
- Explore Buy Now, Pay Later (BNPL) options: For larger purchases, like supplies for a big seasonal project, consider BNPL services like Afterpay or Klarna (if available at checkout). These let you split payments into manageable installments, often with low or no interest if paid on time.
- Low-interest credit cards for crafting seasons: If you’re planning a major DIY haul during peak crafting seasons (like fall or Christmas), a low-interest credit card can help you finance purchases without high fees. Look for cards with 0% introductory APR offers to spread out payments interest-free for 12–18 months.
By combining these strategies, you can enjoy the same savings and flexibility you might expect from a Hobby Lobby store credit card without needing a branded card.
FAQs
Does Hobby Lobby still offer a Visa credit card?
No, the Hobby Lobby Visa card issued by U.S. Bank is no longer available. The program has been discontinued, and new applications are not accepted.
Can I apply for a Hobby Lobby credit card now?
Unfortunately, there is no Hobby Lobby credit card application available at this time. Hobby Lobby does not currently offer a store-branded credit card.
What other payment methods are available at Hobby Lobby?
Hobby Lobby accepts Visa, MasterCard, Discover, American Express, and Hobby Lobby gift cards both in-store and online. Online shoppers can also use PayPal and Apple Pay for added convenience.
Are there rewards programs for Hobby Lobby shoppers?
Hobby Lobby does not have a formal rewards program tied to a credit card, but you can use general rewards credit cards to earn cashback or points on purchases. Additionally, check hobbylobby.com for weekly sales and coupons to save on crafting supplies.
Can I use Buy Now, Pay Later services at Hobby Lobby?
While Hobby Lobby’s website does not explicitly list BNPL services like Afterpay or Klarna, some online checkouts may offer these options depending on your payment platform (e.g., PayPal). Always confirm at checkout for the latest options.
Conclusion
To answer the question, “Does Hobby Lobby have a credit card?”—the answer is no, Hobby Lobby no longer offers a store-branded credit card like the former U.S. Bank Hobby Lobby card. However, you can still shop with ease using major credit cards (Visa, MasterCard, Discover, American Express), Hobby Lobby gift cards, or online-only options like PayPal and Apple Pay. For savvy crafters, general rewards credit cards, gift cards, or low-interest financing options provide plenty of ways to save on your next DIY project. Visit hobbylobby.com to explore payment options and start planning your next creative haul today!
