Seeing an unfamiliar XIBOR LIMITED charge on credit card can be confusing, especially when you do not recognize the merchant name. Many people search for this charge because the name on their statement does not match the website or brand they remember.
In most cases, a XIBOR LIMITED charge on credit card is related to RIHOAS, an online fashion retailer. XIBOR LIMITED is the legal company name associated with RIHOAS, which is why this name may appear on your bank statement instead of the brand name.
This guide explains what XIBOR LIMITED is, why it appears on your credit card statement, whether it is safe, and what you should do if you do not recognize the transaction.
What Is XIBOR LIMITED Charge on a Credit Card?
A XIBOR LIMITED charge on a credit card is a payment transaction that appears under the merchant’s legal business name instead of its public brand name.
XIBOR LIMITED is the registered company name connected with RIHOAS, an online fashion store that sells women’s clothing, dresses, and accessories.
When customers purchase products from RIHOAS, the credit card statement may
show:
XIBOR LIMITED
instead of:
RIHOAS
This happens because banks and payment processors often display the official business entity used for payment processing. The name shown on your statement is called a merchant descriptor.
Why Does XIBOR LIMITED Appear Instead of RIHOAS?
Online businesses often operate using a brand name while processing payments through their registered company name.
For example:
Website: RIHOAS.com
Purchase: Women’s clothing or fashion accessories
Statement name: XIBOR LIMITED
The brand customers see online may be different from the legal company name shown by banks. This is common with international e-commerce companies.
So, seeing XIBOR LIMITED instead of RIHOAS does not automatically mean the transaction is suspicious.
Is XIBOR LIMITED a Legitimate Company or a Scam?
Based on available company information, XIBOR LIMITED appears to be a legitimate company connected with RIHOAS.
RIHOAS identifies Xibor Limited as the company operating its website. Its official business documents also reference Xibor Limited as the legal entity behind the RIHOAS brand.
However, a legitimate company name does not mean every transaction is automatically safe. Criminals can still use stolen credit card details to make unauthorized purchases.
If you do not recognize the charge, it is important to verify the transaction before assuming it is legitimate.
What Purchases Create a XIBOR LIMITED Charge?
A XIBOR LIMITED charge is commonly associated with purchases made through RIHOAS.
Examples include:
- Women’s dresses
- Tops, skirts, jackets, and other clothing items
- Fashion accessories
- Other online fashion orders
Sometimes the charge may appear later than expected. Some online merchants process payments after an order is confirmed, prepared, or shipped. Because of this, the purchase date and transaction date may not always match.
How to Check If the XIBOR LIMITED Charge Is Yours
If you do not remember making the purchase, follow these steps:
Search Your Email
Check your inbox and spam folder for:
- RIHOAS
- XIBOR
- Order confirmation
- Shipping confirmation
- Receipt
- Payment confirmation
Finding an order email can quickly confirm whether the charge belongs to you.
Review Your Credit Card Details
Check your statement for:
- Transaction amount
- Purchase date
- Currency
- Merchant location
- Full transaction description
Additional transaction details can help identify the source of the payment.
Check Your RIHOAS Account
If you have a RIHOAS account:
- Log in
- Review your order history
- Match previous purchases with the credit card charge
Ask Other Card Users
Someone else may have used your card, such as:
- A family member
- Spouse or partner
- Authorized cardholder
I Don’t Recognize XIBOR LIMITED Charge — What Should I Do?
If you are sure you did not make the purchase, take these steps:
Contact RIHOAS Support
Ask them to verify:
- Whether an order exists
- Order details
- Transaction date
- Purchase information
Provide the charge amount and date to help them locate the transaction.
Contact Your Credit Card Company
If the charge cannot be verified:
- Report it as an unauthorized transaction
- Ask about the dispute process
- Request an investigation if needed
Protect Your Account
If you suspect your card information was stolen:
- Freeze your card temporarily
- Monitor future transactions
- Replace your card if unauthoriz
Can XIBOR LIMITED Charges Be Fraudulent?
A XIBOR LIMITED charge is not automatically fraud. Many legitimate RIHOAS purchases appear under this billing name.
However, you should investigate if:
- You never visited RIHOAS
- You cannot find
- The amount looks unusual
- Multiple unknown charges appear on your account
The charge may also be legitimate if:
- You forgot about an older purchase
- Someone in your household placed the order
- The payment was processed later than the purchase date
Frequently Asked Questions
What is XIBOR LIMITED on my credit card?
XIBOR LIMITED is usually the billing name associated with RIHOAS purchases. It appears because the company processes payments under its legal business name.
Is XIBOR LIMITED a scam?
No, XIBOR LIMITED is connected with RIHOAS. However, unknown charges should always be verified to protect your account.
How do I stop XIBOR LIMITED charges?
If the charge is unauthorized, contact RIHOAS and your credit card provider to investigate and dispute the transaction.
Can I get a refund for a XIBOR LIMITED charge?
Refunds depend on the reason for the request. Contact RIHOAS for purchase-related refunds or your card provider for unauthorized transaction disputes.
Final Verdict
A XIBOR LIMITED charge on credit card is generally linked to RIHOAS and represents the company’s legal billing name rather than the brand name customers see online.
If you recognize the purchase, the charge is likely normal. If you do not recognize it, verify the transaction through your email, RIHOAS account, and credit card provider.
The key point: XIBOR LIMITED is usually a RIHOAS billing descriptor, but any unknown credit card charge should always be checked carefully.
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Emma Rose is a U.S.-based personal finance writer and a regular contributor at Cardix.us. She focuses on topics like credit cards, credit scores, and everyday money management. Emma’s writing makes complex financial concepts simple and practical, helping readers make smarter credit and spending decisions with confidence.
