DGAppCare Charge on Credit Card – What It Is, Why It Appears, How to Cancel, and Is It a Scam?

A young woman checking her credit card statement on a laptop, noticing a DGAppCare charge alert.

Seeing a DGAppCare charge on credit card can be confusing and even alarming—especially when you don’t remember signing up for anything. Many users in the U.S. report small charges like $3.13, $4.99, $12.99, or even higher amounts listed as DGAPPCARE, D&G Warranty, DG SVC PLAN, Domestic & General, or DG Appliance Care. These charges usually relate to warranty, service plans, or accidental subscription renewals, but sometimes they can signal fraud. This guide explains what the DGAppCare charge is, why it appears, how to cancel it, and when it might be a scam.

What Is DGAppCare Charge?

The DGAppCare charge usually comes from Domestic & General (D&G), a well-known company providing appliance protection plans, extended warranties, and subscription service plans.

In many cases, DGAppCare appears when:

  • You purchased or registered a home appliance.
  • A store bundled an extended warranty.
  • A service plan renewed automatically.
  • A free trial converted into a paid subscription.

However, some consumers report unauthorized charges, so recognizing the source is important.

Why Does DGAppCare Charge Appear?

Warranty or Service Plan Purchase

Many users unknowingly authorize DGAppCare when:

  • Buying appliances from retailers like Best Buy, Walmart, Costco, Home Depot, or Sears.
  • Accepting “extended warranty” or “accident protection” at checkout.
  • Registering a product online where D&G manages warranty services.

Example:
If you buy a refrigerator and the store uses Domestic & General for protection plans, your bank statement may show DGAPPCARE instead of the store name.

Auto-Renewal Activation

Most D&G warranty plans renew automatically every year or month.
If you previously purchased even a small warranty, the renewal may trigger a charge.

Common renewal amounts:

  • $3.13
  • $4.99
  • $9.99
  • $11.49
  • $14.99
  • $29.99

If you once signed up and forgot about it, the system renews it under DG SVC PLAN, DGAPPCARE, or D&G Warranty.

Linked Accounts (Apple/Google/Family)

Your family members may have:

  • Installed an app with a subscription
  • Purchased a protection plan
  • Activated a hidden trial

These purchases may charge your card through:

  • Apple ID
  • Google Play
  • Family Sharing

In such cases, the descriptor may still appear as DGAppCare or DG App Care Subscription.

Hidden Trial Converted to Paid

Some appliance or smart-device protection apps offer:

  • 7-day free trial
  • 30-day free trial

After the trial expires, you are billed automatically—often without a reminder.

That results in charges like:

  • “DGAPPCARE $3.13”
  • “DGAppCare Services”
  • “D&G Protection Plan Renewal”

Unauthorized or Fraudulent Charge

This is the most serious case.
Sometimes scammers use the name DGAppCare or Domestic & General as a disguise to:

  • Test stolen credit cards
  • Process small micro-charges
  • Run identity theft attempts

If you never bought a warranty or product, consider this a fraud warning.

Young American woman confused while checking DGAppCare charge on her phone.

How DGAppCare Appears on Credit Card Statements

Here are the most common variations consumers report:

  • DGAPPCARE
  • DGAppCare Charge
  • DGAppCare $3.13
  • DG APP CARE SUBSCRIPTION
  • D&G Warranty
  • DG SVC PLAN
  • Domestic & General USA
  • DG Appliance Care
  • DG CARE PLAN
  • DGAppCare Services
  • DOM-GEN APPLIANCE CARE
  • DG Protection Plan

If your statement matches any of these, it is linked to a warranty or subscription service.

Is DGAppCare Legit or a Scam?

Signs It’s Legitimate

Your DGAppCare charge is likely legitimate if:

  • You recently bought an appliance.
  • You remember a store offering “extended warranty.”
  • You previously subscribed to a protection plan.
  • The amount matches a known subscription ($3.13, $4.99, etc.).
  • The retailer confirms your warranty is handled by Domestic & General.

Signs It’s Suspicious or Fraudulent

Your DGAppCare charge could be a scam if:

  • You have no record of buying a warranty.
  • The charge amount is random (e.g. $3.13 repeated).
  • You see multiple identical charges in one month.
  • Customer support denies your account exists.
  • Your card was recently used on other suspicious transactions.

If any of these apply, treat it as potential fraud.

What To Do If You Don’t Recognize the Charge (Step-by-Step Guide)

Follow these steps:

1. Verify the Charge With Family Members

Ask anyone who uses your card or shared Apple/Google account.

2. Check Your Email for Warranty Receipts

Search keywords:

  • “Domestic & General”
  • “Warranty plan”
  • “Protection plan renewal”
  • “DGAPPCARE”

3. Check Retailer Accounts

Log in to accounts from stores where you shop often.
Look under:

  • Warranty section
  • Services
  • Billing history

4. Contact DGAppCare / Domestic & General Support

Ask them to verify if your card is connected to any active plans.

5. If It’s Unauthorized – Contact Your Bank Immediately

Tell them:

6. Monitor Your Statement for 30 Days

Fraudsters often test cards with small charges like DGAppCare $3.13 before larger ones.

Woman calling customer support about an unexpected DGAppCare credit card charge.

How To Stop or Cancel DGAppCare Permanently

Here’s how to cancel DGAppCare or any D&G plan:

Option 1: Cancel Through Customer Support

Call or submit a cancellation request.
Have these ready:

  • Last 4 digits of your card
  • Email or phone number used
  • Billing amount and date

Option 2: Cancel Through Retailer Warranty Portal

Some retailers offer cancellation online:

  • Best Buy
  • Home Depot
  • Sears
  • Walmart (for select plans)

Option 3: Cancel Through Bank

If DGAppCare denies the account exists, then:

  1. Open your banking app.
  2. Find the transaction.
  3. Select “Report Fraud”.
  4. Block the merchant or card.
  5. Request a refund / chargeback.

This is the fastest method for unauthorized charges.

DGAppCare Charge Amount Range

Reported U.S. consumer charges range from:

  • $3.13
  • $4.99
  • $7.99
  • $9.99
  • $11.49
  • $14.99
  • $24.99
  • $29.99
  • $49.99

High-value charges typically indicate annual renewal plans.

DGAppCare Merchant Details, Support Info

Most DGAppCare charges originate from the company:

Domestic & General (D&G)
A global provider of:

  • Appliance warranties
  • Extended protection plans
  • Subscription care services

Support options typically include:

  • Phone support (region-specific)
  • Email support
  • Online cancellation portal
  • Live chat (in some countries)

Note: Details vary by region; check the contact info listed on your bank statement or the retailer’s protection plan documentation.

How To Protect Yourself From Future Unknown Charges

Use these preventive methods:

1. Disable Auto-Renewals

For all apps, warranties, and subscriptions.

2. Avoid Free Trials Without Reminders

Set calendar reminders for trial end dates.

3. Use Virtual Cards for Risky Purchases

Banks like Capital One, Citi, and Revolut offer virtual numbers.

4. Enable Transaction Alerts

Immediate SMS/app alerts help catch unknown charges fast.

5. Review Statements Monthly

Look for micro-transactions like:

  • $1.00
  • $1.99
  • $3.13

These often indicate card testing.

6. Use Family Controls for Apple/Google Accounts

Prevents accidental purchases by kids or family.

Read Also- Argonics Credit Card Charge

FAQs

1. Why is DGAppCare charging me $3.13?

The DGAppCare $3.13 charge is usually a small warranty renewal or an auto-billing test by Domestic & General.

2. Is DGAppCare a legitimate company?

Yes, Domestic & General is a real company, but scammers sometimes use similar names.

3. How do I cancel DGAppCare subscription?

Contact D&G support or use your bank’s “Report Fraud” option for unauthorized charges.

4. Why does DGAppCare show up even if I didn’t sign up?

It might be linked to a past warranty, linked family account, or an accidental subscription.

5. Is DGAppCare the same as Domestic & General?

Yes, DGAppCare is a billing descriptor used by Domestic & General.

Conclusion

The DGAppCare charge on credit card is usually linked to appliance warranties, protection plans, or subscription renewals handled by Domestic & General. While many charges are legitimate, some can be unauthorized or fraudulent, so verifying the source is essential. If you don’t recognize the charge, cancel it immediately and alert your bank. By monitoring your statements, disabling auto-renewals, and securing your payment methods, you can protect yourself from future unknown charges and avoid unexpected billing surprises.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top