If you recently checked your credit card statement and saw a transaction labeled “Unity FI Solutions”, you might be wondering — What is this charge?
Well, Unity FI Solutions is a financial technology company that works as a payment processor or intermediary for several banks, credit unions, and digital platforms.
So, if you made an online transaction, utility payment, insurance premium, or EMI payment recently — it’s possible the payment was processed through Unity FI Solutions, which is why their name appears on your card statement.
Why Does Unity FI Solutions Charge Appear on My Credit Card?
Here are the most common reasons this charge might appear
- Bill or Loan Payment:- You might have paid a loan EMI, credit card bill, or utility bill through an app that uses Unity FI as its payment processor.
- Subscription or Auto-Debit:- A recurring subscription charge (like OTT, insurance, or EMI protection) could be processed through Unity FI Solutions.
- Linked Third-Party Apps:- Apps like Cred, PayU, Paytm, PhonePe, or BharatPe may use Unity FI’s backend system for secure payments.
- Bank-Partnered Transaction:- Some NBFCs, co-operative banks, or fintech lenders use Unity FI Solutions to collect payments.
Is Unity FI Solutions Charge Legit or Fraudulent?
Most of the time, the charge is legitimate, especially if you recently made a payment or had a subscription renewal.
However, in rare cases, it could indicate unauthorized activity.
Legit Charge Indicators:
- The transaction amount matches your known purchase.
- The date aligns with a payment you made.
- You used a fintech app or made an EMI/bill payment recently.
Possible Fraud Indicators:
- You don’t recall making any payment on that date.
- The amount or merchant name looks suspicious.
- Multiple small charges appear back-to-back.
If it looks suspicious, don’t panic — follow the next steps.
How to Verify Unity FI Solutions Charge?
Here’s how you can verify if the charge is genuine:
- Check Transaction Details:- Log in to your credit card statement and note the transaction date, amount, and merchant name.
- Cross-Check with Your Apps:- Open your payment apps or email to see if any recent payment matches that date and amount.
- Contact Your Bank:- Call your bank’s customer care and ask:
“Please verify this charge from Unity FI Solutions on my credit card dated [date] for [amount].” - Contact Unity FI Solutions Support:- You can reach out to Unity FI through their official website or support email for charge verification.
What to Do If It’s a Fraudulent Charge
If you confirm the transaction wasn’t made by you:
- Block Your Credit Card Immediately:- Use your bank app or call customer support to block or freeze your card.
- Dispute the Transaction:- Raise a dispute or chargeback request with your bank. Mention “Unity FI Solutions unauthorized charge.”
- Change Your Card Credentials:- Request a new card with updated details to prevent future misuse.
- Monitor Statements Regularly:- Always check your monthly statement to detect any unauthorized transaction early.
Unity FI Solutions Customer Support
If you want to verify or dispute a charge, you can contact:
Website:https://www.unityfi.com/
Customer Support Email:support@unityfi.com
(Always verify the latest contact details from their official website.)
Pro Tip for Credit Card Users
- Always enable transaction alerts via SMS or email.
- Avoid saving card details on random apps.
- Review your statement monthly.
- If you find unknown charges — act immediately.
Read Also- YCC Store on Credit Card Statement
Frequently Asked Questions (FAQs)
What is Unity FI Solutions charge on my credit card?
Unity FI Solutions charge usually appears when your payment is processed through Unity FI, a legitimate financial technology company that partners with banks, credit card issuers, and payment apps to handle online transactions securely.
Is Unity FI Solutions charge safe or a scam?
In most cases, this charge is safe and genuine. It usually comes from a bill payment, EMI, or subscription made using an app or service that uses Unity FI’s backend payment system. However, if you don’t recognize it, verify with your bank immediately.
How can I confirm if the Unity FI Solutions charge is genuine?
You can confirm by:
- Checking the date and amount in your statement
- Reviewing your recent payments or subscriptions
- Contacting your bank’s customer care or Unity FI Solutions support to verify the transaction details.
What should I do if I didn’t make any transaction with Unity FI Solutions?
If you suspect fraud:
- Block your card immediately using your bank’s app
- Report the charge to your bank and request a dispute
- Monitor your credit card statements for any further unauthorized charges.
Final Thoughts
The Unity FI Solutions charge on your credit card is usually a legitimate payment processing entry, not a scam.
But if you didn’t make any payment recently, it’s always wise to verify it with your bank and Unity FI directly.
Being alert and reviewing your statements regularly can save you from potential fraud and keep your financial data safe.
Emma Rose is a U.S.-based personal finance writer and a regular contributor at Cardix.us. She focuses on topics like credit cards, credit scores, and everyday money management. Emma’s writing makes complex financial concepts simple and practical, helping readers make smarter credit and spending decisions with confidence.
